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Interest Free Credit – Terms and Conditions

1. Our partner Omni Capital Retail Finance offers an interest free finance repayment plan – 0% APR Representative to Plumbs customers, subject to age and status.

2. If approved, customers will be able to spread the remaining balance of their order over 12 months.

3. To be eligible for interest free credit there is a £750.00 minimum loan amount.

4. The deposit (1/3 of the order value) must be paid to Plumbs and is not included within the repayment plan.

5. Credit is subject to status, UK residents aged 18 years and over.

Applying for interest free credit

6. To apply for interest free credit, contact your home consultant or our customer services department on 01772 838 363. We can talk you through our interest free payment plan and can send you a link to apply online through Omni Capital Retail Finance.

7. You can apply for finance once you have received your quote from our local home consultant.

8. You will need to have your loan approved by Omni Capital Retail Finance before you pay your deposit and your order is placed.

9. For questions about your loan application, contact Omni Capital Retail Finance at customerenquiries@orf.co.uk or call them on 0333 240 8317 Monday to Friday 8am - 8pm and Saturday 9am - 6pm.

10. Acceptance of credit is subject to credit status.

Finance calculator and eligibility check

11. Use the finance calculator and eligibility checker to see the cost of a loan and how much it will be each month. You can check if you'll be eligible for finance through Omni Capital and your credit score won't be affected.

How to contact Omni Capital Retail Finance

12. Call Omni Capital on 0333 240 8317. Lines are open Monday to Friday 8am – 8pm and Saturday 9am – 6pm or email customerenquiries@ocrf.co.uk

Loan balance

13. If you have a loan with Omni Capital, you can find out your loan balance using their automated valuation service. Call 0333 240 8317

Disclaimer

14. Plumbs Ltd is registered in England and Wales 1113238. Registered office: Brookhouse Mill, Old Lancaster Lane, Preston, Lancashire, PR2 7PZ. Plumbs Ltd acts as a credit broker and offers credit from Omni Capital Retail Finance. Plumbs Ltd is authorised and regulated by the Financial Conduct Authority, registration number: 7232938. Your application will be subject to a credit check using a recognised credit reference agency as part of our assessment process. Credit is subject to status, UK residents aged 18 years and over. For more information please visit http://www.omnicapitalretailfinance.co.uk/

15. Omni Capital Retail Finance Ltd finance options are subject to individual status and terms and conditions apply. Finance is provided by Omni Capital Retail Finance Ltd which is a credit provider/lender. Plumbs Ltd does not receive payment for introducing customers to lenders. All named here are authorised and regulated by the Financial Conduct Authority. Omni Capital Retail Finance Ltd is registered in England and Wales 7232938. Registered address: 10 Norwich Street, London, EC4A 1BD. Authorised and regulated by the Financial Conduct Authority, Firm Reference Number: 720279.